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Your home loan made easy!

Your hometown mortgage experts!

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

First-Time Home Buyers

Buying your first home? We offer the guidance you need to get started.

Mortgage Walkthrough Guide

Get educated! Learn exactly what occurs in every step throughout the mortgage process.

Mortgage Calculator

How much can you afford? What does that monthly payment look like? Find out here.

Home Loan Options

We’re here to help you figure out which mortgage best fits your unique financial picture.

Brian Mozley

Owner + Loan Officer  //  NMLS #196061

Brian Mozley was raised in Albuquerque, graduating from Manzano High School in 1999.  He went on to study business finance and economics at the University of New Mexico.  After working in sales for his father’s Albuquerque local business, Brian decided to venture into a field that put his finance degree to better use.  Brian loves helping people with their finances and views the mortgage industry as the perfect vehicle to do so.

Brian has been in the mortgage industry now for over 12 years and has extensive knowledge of what loan products are available, and how guidelines change in an ever-changing market.  Brian’s goal is to create great long-term relationships with his clients that go beyond a one time purchase or refinance of their home. He becomes involved by interacting closely with people and helping them to fulfill their dreams of being a homeowner. Brian’s heart is in his work which ensures our clients have a great experience. He believes that it is important to make sure that his clients are informed about how the mortgage process works whether purchasing a home or refinancing a home.  Brian is excited about the direction the housing market is going and believes that the appropriate steps have been taken in the industry to make sure that previous mistakes in the market are not repeated.

Brian is actively involved in his local church, helping with the worship team and youth group.  His faith is in the Lord Jesus, and he is thankful for God’s grace in his life.

brian@fmshome.com(505) 363-1580Apply Now
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Brian’s heart is in his work which ensures our clients have a great experience. He believes that it is important to make sure that his clients are informed about how the mortgage process works whether purchasing a home or refinancing a home.

Why work with us?

We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.

The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process. We have multiple loan products, giving our clients more options, competitive rates, and low fees. We are passionate about providing great customer service.

FMS Home Mortgage Team

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered.
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.
6

Closing

Signing the final documentation and receiving the keys to your new home!